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Risk Intelligence & Mitigation Platform

AI-Driven | Chain-of-Custody Verified | Insurance-Ready

Transform your commercial auto book from reactive claims processing to proactive risk management. RIMP delivers real-time visibility, verifiable evidence, and predictive intelligence to materially impact your loss ratio.

šŸŽÆ Loss Ratio Reduction
šŸ”’ Fraud Prevention
āš” Claims Automation
šŸ“Š Predictive Analytics
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Explore the Platform

$308B

Annual U.S. Insurance Fraud Cost

Coalition Against Insurance Fraud

$308B

Claims Involving Fraud

NICB Estimates

70%

NYC For-Hire Crashes Fraudulent

NYSFTD Report, 2025

30+ Days

Avg. Commercial Claim Cycle

Industry Average

The Hard Truth About Commercial Auto

Your combined ratio tells the story. Here’s what’s driving it upā€”and what RIMP can address.

$7.7B+

Organized Fraud Rings

Staged accidents, phantom passengers, and medical mills are draining your reserves. Without video evidence, SIU investigations are costly and often inconclusive.
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Rising

Automatic Cloud Upload

Severity is outpacing frequency improvements. Nuclear verdicts and social inflation are making even legitimate claims more expensive.
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$15K+

LAE Per Complex Claim

Manual evidence gathering, contested liability, and subrogation battles inflate your loss adjustment expenses on every litigated claim.

Limited

Risk Visibility

Traditional underwriting relies on historical data. You can’t price what you can’t seeā€”and risky drivers slip through the cracks until they file a claim.
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48 States

Regulatory Patchwork

MV-104, crash reporting requirements, and TNC regulations vary by jurisdiction. Non-compliance creates E&O exposure and delays settlements.
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RIMP: Five Strategic Pillars

A comprehensive platform built to address every stage of your risk lifecycleā€”from underwriting through claims resolution.

User Interface Layer

Dashboard, Alerts, Insights for Fleets & Insurers

Risk Intelligence Layer

Driving risk, driver vigilance, behavior patterns
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AI Agentic Layer

AI models, Agentic Framework, Automation

Verification Layer

Tamper-proof verification of events & claims

Data Management

Telematics, video, and event data storage

Real-Time Monitoring

Live ingestion and preprocessing of data streams

Edge Device Layer

Captures video, telematics, and in-vehicle events
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01

Fraud Prevention & Detection

Visible deterrent + tamper-proof evidence = fewer fraudulent claims filed and faster SIU resolutions.

02

Accident Reduction

Real-time driver coaching and behavior monitoring to reduce frequency before losses occur.

03

Automating Claims

AI-generated FNOL, auto-populated reports, and instant severity triage to cut cycle time.

04

Regulatory Alignment

MV-104 ready documentation and jurisdiction-specific compliance built into every event.

05

Predictive Analytics & UBI

Continuous risk scoring enables usage-based pricing and early intervention.

šŸ”Chain-of-Custody VerificationĀ  Ā šŸ¤–AI/ML ProcessingĀ  Ā šŸ“”Real-Time MonitoringĀ  Ā šŸ”—API Integration Ready

Fraud Prevention & Detection

Stop fraud before it starts. Prove it when it happens.

The DisplayRide dashcam is a visible deterrent mounted on the windshield with an active LED screen. Fraudsters know they’re being recordedā€”and they move on to easier targets.

When fraud does occur, you have continuous, encrypted video uploaded to secure cloud storage in real-time. No gaps. No manipulation. Complete chain-of-custody from incident to courtroom.

  • āœ“Visible camera presence deters staged accidents
  • āœ“Encrypted, real-time uploadā€”no local storage tampering
  • āœ“Chain-of-custody preserved for every incident
  • āœ“Front, cabin, and rear camera coverage
  • āœ“Immutable evidence integrity (blockchain-ready)

Fraud Impact Potential

40-60%

Reduction in Fraudulent Claims*

3x

Faster SIU Resolution

85%+

Claim Denial Rate for Staged Accidents

$$$

Subrogation Recovery Improvement

*Industry benchmarks for video-equipped fleets

Monitoring Coverage

Driving Behavior

ā€¢ Harsh braking/cornering
ā€¢ Speeding events
ā€¢ Rash driving patterns

Driver Vigilance

ā€¢ Harsh braking/cornering
ā€¢ Speeding events
ā€¢ Rash driving patterns

20-30%

Frequency Reduction*

Real-Time

Driver Intervention

*Based on peer-reviewed telematics studies

Proactive Accident Prevention

Reduce frequency before claims occur.

RIMP continuously monitors both driving behavior (harsh braking, speeding, cornering) and driver vigilance (drowsiness, distraction, phone usage). When risky behavior is detected, an AI agent alerts the driver instantlyā€”intervening before an incident occurs.

Research shows that in-vehicle monitoring with real-time feedback leads to measurable reductions in crashes and unsafe events.

  • āœ“GPS, accelerometer, and gyroscope monitoring
  • āœ“AI-powered drowsiness and distraction detection
  • āœ“Real-time on-screen alerts to drivers
  • āœ“Quantitative safety scores (standard formula)
  • āœ“Daily behavior reports for fleet managers
  • āœ“Positive reinforcement for safe driving

Claims ā€” Automated & Verified

From days to minutes. From contested to conclusive.

When an incident occurs, RIMP generates a structured report within secondsā€”AI analyzes the video, fuses GPS/location/time data with cabin footage and telematics, and produces an MV-104 aligned document ready for your claims system.

Severity prediction prioritizes cases instantly, enabling your adjusters to focus on what matters. Chain-of-custody verification ensures evidence integrity from FNOL through litigation.

  • āœ“AI-generated incident summary within minutes
  • āœ“Video + telematics + metadata fused into single report
  • āœ“MV-104 aligned output (auto-population roadmap)
  • āœ“Instant severity scoring and case prioritization
  • āœ“Verifiable chain-of-custody for litigation
  • āœ“Human oversight option for quality assurance

Claims Workflow Transformation

40-60%

Reduction in Fraudulent Claims*

3x

Faster SIU Resolution

Minutes

vs. Days for FNOL

50%+

LAE Reduction Potential

Risk Intelligence Output

Driver Risk Score

78/100

Low

Speeding

Medium

Braking

Low

Distraction

Daily

Risk Score Updates

API

Actuarial Data Feed

Predictive Analytics & UBI

Price risk you can actually see.

RIMP provides continuous monitoring of driver behaviorā€”driving patterns, vigilance metrics, and hours-of-service dataā€”all quantified into actionable risk scores. Your actuarial team gets the data they need for true usage-based pricing.

AI models predict future risky behavior, enabling early warning alerts before accidents happen. Smart scoring enables appropriate action: warnings, premium adjustments, or incentives for safe drivers.

  • āœ“Continuous driver behavior scoring
  • āœ“Driving + Vigilance + HoS quantified
  • āœ“Pre-defined threshold alerts for early warning
  • āœ“AI models for accident likelihood prediction
  • āœ“Risk classification for underwriting refinement
  • āœ“Data feed for UBI program development

Seamless API Integration

From days to minutes. From contested to conclusive.

RIMP is designed for enterprise deployment. Our REST API connects directly to your claims management system, underwriting platform, and actuarial data warehouseā€”delivering real-time risk intelligence where you need it.

Claims System Integration

Auto-populate FNOL and push verified evidence directly to your CMS

Actuarial Data Feed

Continuous telematics and risk scores for UBI pricing models

Real-Time Alerts

Instant notification of incidents to claims and SIU teams

Evidence Repository

Secure, verifiable video and data retrieval for any claim 

				
					// Sample API Response - Incident Report

{
  "incident_id": "INC-2025-07-24-001",
  "timestamp": "2025-07-24T14:32:18Z",
  "severity_score": 7.2,
  "location": {
    "lat": 40.7128,
    "lng": -74.0060
  },
  "evidence": {
    "video_url": "https://...",
    "chain_of_custody": "verified"
  },
  "ai_analysis": {
    "fault_assessment": "other_party",
    "confidence": 0.94
  }
}

Actively Partnering with Insurers

DisplayRide is currently working with several commercial auto insurers in the rideshare and for-hire vehicle space to deploy RIMP and measure real-world impact on loss ratios.

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šŸš• For-Hire Vehicle Programs

šŸš Commercial Fleet Writers

Ready to Transform Your Loss Ratio?

Let’s discuss how RIMP can integrate with your book and deliver measurable results on fraud, frequency, and claims efficiency.

Contact Our Insurance Team ā†’

šŸ“žĀ 408.290.1936Ā Ā |Ā  šŸ“§Ā info@displayride.com